Certificates of Deposit
Realizing the diversity of your needs, Bank Plus offers a variety of Certificate of Deposit (CDs) maturity terms. Visit with us about your specific needs, and we'll be happy to provide a competitive interest rate.

Money Market Deposit Account
Many investors need flexibility and liquidity within their savings plans. A money market deposit account allows you to earn interest on your daily balance, make withdrawals as needed and receive monthly activity statements. The number of withdrawals/transfers may be limited by government regulations.

T-Bill Money Market Deposit Account
Are you looking for an investment account that allows you to earn higher yields without tying up your money? T-Bill money market accounts with an average daily balance of $10,000 or more pay interest based on an examination of Treasury Bill Auction Rates. Plus, rate adjustments assure you will earn interest in line with current market conditions, and you'll receive monthly activity statements. The number of withdrawals/transfers may be limited by government regulations.

Savings Account
Deposits to a savings account can help you build a cash reserve that is readily accessible when you need it most. You will earn a competitive interest rate on the daily balance in your account, and you will receive a quarterly statement of activity.

IRA, Roth IRA, KEOGH & SEP Accounts
An Individual Retirement Account (IRA) is an excellent way to save for your retirement. KEOGH & SEP plans allow the self-employed to take advantage of retirement planning. Interest earned on these accounts may be tax deferred until withdrawal, allowing you to take advantage of tax savings now.

Coverdell Education Savings Accounts
The Coverdell Education Savings Account is an excellent way to begin saving for post-secondary educational expenses in a tax-preferred account authorized by the IRS. Income earned within this type of account will not be taxable when distributed if withdrawn to pay qualified educational expenses.

Health Savings Account
A Health Savings Account (HSA) can be opened by those covered by a High Deductible Health Plan, exclusively for paying out-of-pocket qualified medical expenses for the account owner, spouse, and dependents, while benefiting from tax-deductible contributions, tax-deferred earnings, and nontaxable distributions.