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Bank Plus

Who is Bank Plus

We put the PLUS in banking!!

Bank Plus, a locally owned financial institution with assets exceeding $130 million, serves more residential, agricultural and commercial customers than ever before with quality financial and real estate products, delivered by knowledgeable personnel from offices in four Northwest Iowa communities.

There are 30 members of the Bank Plus staff with more than 400 years of banking experience. Now that's experience you can count on to put the PLUS in your financial management plan.

Visit us today to start your financial management plan!

2021 Cash for Ribbons - Ribbon Award Payment Program


BANK PLUS is once again proud to offer our Ribbon Award Payment Program in conjunction with the Emmet and Palo Alto County Fair. After the fairs are completed this year, our Estherville and Graettinger offices will be giving cash awards to FFA & 4-H members who bring in their highest earned fair award.

Please, only one cash award per person, so bring in your best ribbon. The cash will be awarded to any FFA or 4-H member who received an award at the 2021 Emmet County Fair. Only one ribbon rewarded for each member.

Visit our BANK PLUS office in Estherville or Graettinger

Wednesday, July 28 at 2:30 p.m.

To Receive Cash For Your Highest Earned Ribbon

Good Luck at the Fair!!!


Rick Rosburg Joins Bank Plus 


Bank Plus welcomes Estherville native Rick Rosburg back to the area as the locally owned financial institution’s new Vice President and Ag Lending Officer. Rosburg will be based in the Swea City Bank Plus office.

“As an addition to our Bank Plus family, Rick brings his education, experience and understanding of the community to the area” said Bank Plus President and CEO, Kevin Pernick. “Rick’s existing community ties are a strong foundation for relationships with current and future customers.”

The expertise in ag production, seed sales and commodity marketing that Rick brings to his new position at Bank Plus stems from his 18 years of agriculture and banking experience in Emmet County, serving farm customers across Northern Iowa since 1993, and his agricultural education from Iowa State University.

Rick and his wife Deb attended school in Estherville. They have two sons, Alex and Jake, who both have started their own families in Rapid City, SD and Urbandale, IA.

“Coming back to where my family first laid down roots has always been our plan,” said Rosburg. “When the fitting opportunity to work with Bank Plus came, so did the perfect time to make that move, and to start re-introducing myself to friends and neighbors. Building long-term trust with customers is important in small communities, and I know I will be able to use my knowledge and passion for ag lending as an asset to Bank Plus and its customers.”

Contact Rick for your Ag Banking needs! 

Community Plus Employee Volunteer Incentive Program
Bank Plus staff earns $1600 for non-profit groups

REGIONAL – Bank Plus employees who provided more than 1040 hours of volunteer service for non-profit organizations over the last 12 months have earned $1,600 in donations from their employer for their favorite charities through the locally owned financial institution’s Community Plus Employee Volunteer Incentive Program.

Bank Plus encourages its employees to volunteer their time to local community efforts and those who volunteer at least 30 hours a year receive a $100 donation from their employer for the non-profit organization of their choice. “Bank Plus encourages our employees to join the bank’s support of our local communities on a personal level with their own participation as community volunteers, and we’re happy to reward their efforts with these financial donations,” noted bank president Kevin Pernick. “As individuals and as a business we are working together to benefit all our communities.”

Bank Plus employees performed 1043 hours of volunteer service in the last 12 months, including the following staff members who volunteered the most hours and have been rewarded with the $100 donations for their favorite charities: Trudy Blome, Barb Christensen, Melissa Guinn, Brooke Hartkopp, Brian Jackson, Jason Joyce, Sheila Koppen, Coleen Lundgren, Katrina Lutzow, Colleen McGraw, Ron Menendez, Ronda Olesen, Kevin Pernick, Matt Prill, Paul Schmidt, and Pam Spoo.

The organizations that received the $100 donations from the bank this year include:

Ledyard Farm & Business Association; Martin Luther High School Tuition Fund; Graettinger-Terril School PBIS Fund; Upper Des Moines Opportunities Food Pantry; Hillcrest Men's League; Graettinger-Terril Titan Wrestling Club; Swea City Quasquicentennial Celebration; Wallingford Lutheran Church Building Fund; H.U.G. Puppets; Owatonna Foundation; St. Patrick's Catholic Church Neighbor to Neighbor Fund; Graettinger-Terril School Foundation Titan Legacy Fund; Gloaming Lodge #482 Scholarship Fund; ELC Booster Club; Titonka Care Center Physical Therapy Department; Estherville Immanuel Lutheran Church Organ Fund.

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