Fee Schedule

Stop payments (all items)

$20.00*

Debit card PIN number replacement

$5.00/card

Debit card replacement

$10.00/card*

Personal money orders

$3.00 each

Cashier’s checks (any amount)

$5.00 each

Deposited checks (and other items) returned unpaid

$4.00 per item* (if charged back to account)

Account closing fee

$25.00

Dormant account fee

$5.00 monthly (if no contact from customer)

An account is dormant if for two years no deposits or withdrawals are made by you, no communication is received about the account by you, no communication is received about any other of your accounts by you, your account statements are returned for an incorrect address, or we are unable to contact you by mail or telephone.

Savings account minimum balance fee

$5.00 monthly

Charged when average monthly account balance is less than $25.00

Overdraft (each debit or check paid)**

$30.00

Nonsufficient funds (NSF) item (each)**

$30.00

Account research

$30.00 per hour*

$15.00 minimum charge*

Account balancing assistance

$30.00 per hour*

$15.00 minimum charge*

Photocopies

$0.50 each*

Wire Transfers:

Outgoing (international)

$25.00

Outgoing (domestic)

$20.00

Incoming

$10.00

FAX machine usage

$4.00 per page

Check collection

$25.00 per item

Overdraft protection transfer charge

$3.00 per transfer*

(We will transfer funds from your savings accounts or other checking accounts to your overdrawn account if you sign up for this service.)

IRA transfer fee

$50.00

Non-customer check cashing - for checks...

$0.00 to $99.99

$3.00

$100.00 to $499.99

$5.00

$500.00 to $999.99

$10.00

$1,000.00 & over

$20.00

Non-customer coin counting

5% of total

$5.00 minimum charge

* A sales tax of 7% will apply to this fee

** Fees apply to overdrafts created by check, in-person withdrawal, ATM withdrawal, or other electronic means