Fee Schedule

Stop payments (all items)

$20.00*

Debit card PIN number replacement

$5.00/card

Debit card replacement

$10.00/card*

Personal money orders

$3.00 each

Cashier’s checks (any amount)

$5.00 each

Deposited checks (and other items) returned unpaid

$4.00 per item* (if charged back to account)

Account closing fee

$25.00

Dormant account fee

$5.00 monthly (if no contact from customer)

An account is dormant if for two years no deposits or withdrawals are made by you, no communication is received about the account by you, no communication is received about any other of your accounts by you, your account statements are returned for an incorrect address, or we are unable to contact you by mail or telephone.

Savings account minimum balance fee

$5.00 monthly

Charged when average monthly account balance is less than $25.00

Overdraft (each debit or check paid)**

$30.00

Nonsufficient funds (NSF) item (each)**

$30.00

You agree that we may charge you an NSF fee for returning an item each time the item is presented if the amount of money in your account is not sufficient to cover the payment. Be aware that such an item or payment may be presented multiple times and that we do not monitor or control the number of times a transaction is presented. The categories of transactions for which a returned item fee may be imposed are those by any of the following means: check, or other electronic means.

Account research

$30.00 per hour*

$15.00 minimum charge*

Account balancing assistance

$30.00 per hour*

$15.00 minimum charge*

Photocopies

$0.50 each*

Wire Transfers:

Outgoing (international)

$25.00

Outgoing (domestic)

$20.00

Incoming

$10.00

FAX machine usage

$4.00 per page

Check collection

$25.00 per item

Overdraft protection transfer charge

$3.00 per transfer*

(We will transfer funds from your savings accounts or other checking accounts to your overdrawn account if you sign up for this service.)

IRA transfer fee

$50.00

Non-customer check cashing - for checks...

$0.00 to $99.99

$3.00

$100.00 to $499.99

$5.00

$500.00 to $999.99

$10.00

$1,000.00 & over

$20.00

Non-customer coin counting

5% of total

$5.00 minimum charge

* A sales tax of 7% will apply to this fee

** Fees apply to overdrafts created by check, in-person withdrawal, ATM withdrawal, or other electronic means