Earn up to 3.06% APY* just for doing banking basics you probably already do, like using your debit card.
You’ll also get refunds on ATM withdrawal fees, nationwide* — so every ATM is your ATM, whether you’re in Estherville, Graettinger, Swea City, Ledyard or anywhere else. Link your account to a free Kasasa Saver® to make saving easy.
Fill out your information on our Contact Us page, and we'll reach out to you about our
Free Kasasa Cash® Checking Account!
- Free checking that pays high interest
- 3.06% APY* on balances up to $10,000
- 3.06% to 1.35% APY on balances over $10,000 depending on balance in account*
- 0.05% APY* if qualifications are not met
- Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
- Link to Free Kasasa Saver to build savings automatically
- No minimum balance to earn rewards
- No monthly maintenance fee
- Free Online Banking
- Free E-Statements
- Free Debit Card
- No minimum deposit to open
It’s easy to earn your rewards!
Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:
- At least 12 debit card purchases
- Be enrolled in and agree to receive e-statements
- Be enrolled in and log into online banking
And if you don’t meet these qualifications, don’t worry — your account is still free.
Plus, you’ll still earn our base rate. And you can get right back to earning your full rewards the very next cycle that you qualify.
*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, PIN-based, signature-based transactions, non-retail payment transactions, and purchases made with debit cards not issued by our bank. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle.
Reward Information: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, (1) Balances up to $10,000 receive APY of 3.06%; and balances over $10,000 earn .50% interest rate on the portion of balance over $10,000, resulting in a range from 3.06% to .73% APY depending on the account’s balance and (2) you will receive reimbursements up to $25 ($4.99 per single transaction) for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented within sixty (60) calendar days of transaction for reimbursements of individual ATM fees of $5.00 or higher. When Kasasa Cash qualifications are not met, all balances in the account earn .05% APY and ATM fees are not refunded. Interest and ATM fee reimbursements will be credited to your Kasasa Cash account on the last day of the current statement cycle. APY = Annual Percentage Yield. APYs accurate as of 03/27/2019. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. Visual images are for illustrative purposes only and do not represent specific reward values as account rewards may vary by account balance, ATM withdrawals and the number of times the account holder meets their account qualifications.
Additional Information: Account approval, conditions, qualifications, limits, time frames, enrollments, logons and other requirements apply. No minimum deposit is required to open the account. Enrollment in online banking and receipt of electronic statements are condition(s) of this account. Enrollment in electronic services (e.g. online banking, electronic statements, and logons may be required to meet some of the account’s qualifications. Limit 1 account per social security number. There are no recurring monthly maintenance charges or fees to open or close this account. Contact one of our bank service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. Kasasa and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A.